CMA – Community Mutual Aid Review

CMA – Community Mutual Aid Review and How It WorksCommunity Mutual Aid

Name: Community Mutual Aid or CMA
Website: www.cma40.com
Registration: Click HERE to Join CMA
Fees: Free Registration, No Joining or Activation fee.
Currency Used: Bitcoin and other country’s currencies.
Availability: Worldwide
Overall Rank: 92 out of 100
Who it’s for: Newbie – Expert


Introduction to Community Mutual Aid


What Is CMA – Community Mutual Aid?

CMA – Community Mutual Aid is a community of people across the world who selflessly and unselfishly make each other’s dreams come true, in pursuit of financial freedom.

The CMA – Community Mutual Aid system was launched on 16 January 2017 in South Africa and Lesotho, on the 1st of March 2017 in Nigeria.

CMA – Community Mutual Aid is said to be the best crowd funding program yet, and fastest growing peer-to-peer donation exchange in Africa.

CMA – Community Mutual Aid is like most online peer-to-peer donation exchanges you might already have seen in that CMA is NOT a bank, investment company, or get rich quick scheme.

CMA does not collect money from anyone’s bank account, the difference is that certain measures have been put in place at CMA to try and make sure that the CMA system has a longer life span as opposed to other online donation exchanges with a very short life span.

cma -community mutual aid


CMA – Community Mutual Aid Intro Video


Who owns CMA – Community Mutual Aid?

Apparently, CMA has no one single founder/owner, it was developed by a group of concerned networkers who wanted to bring a better system that will be sustainable and beneficial to communities of the world.

These networkers fully understand the donation exchange world and have their best interest at heart for the communities of the donation exchange world.

“Created by the people, for the people.”


How does CMA – Community Mutual Aid work?

To be a member of CMA – Community Mutual Aid, you  need to:

  1. Click HERE to Register and join CMA for free, no activation or monthly subscription fees.
  2. Set up your account with authentic details.
  3. Verify your account by clicking the verification link sent to the email address you registered with.
  4. Login with your username and password you registered with.
  5. Create a PIN only known by you to further protect your account and keep your PIN safe.
  6. Add your banking details and/or your Bitcoin Wallet address.
  7. Click Dashboard, click Create a Dream and create your dream in Bitcoin or your country’s currency.
  8. Click the Referrals tab, click the Show Referral Link button, grab your own Referral Link and start referring others to CMA and get even more rewards.

The above steps should be easier and somewhat look familiar, especially if you have participated in other online peer-to-peer donation exchanges or crowdfunding systems before.

CMA – “Sustaining the system, Changing lives.”

Join Community Mutual Aid

You can either Provide Help/Create your Dream in your local currency or in Bitcoin.

  • Earn 50% when you PH (Provide Help) in Bitcoin.
  • Earn 40% when you PH (Provide Help) in your country’s currency like ZAR or Naira.
  • Receive 10% referral bonuses when you refer others (optional).
  • 5% speed bonuses when depositing or confirming within 24hours.
  • 5% bonus for a video testimonial showing your face (on hold for 30  days).
  • 3% bonus for an audio testimonial  (on hold for 30 days).

Minimum PH (Provide Help) – $50
Maximum PH (Provide Help) – $10,000
Maximum GH (Get Help) – $20,000
Auto Recommitment of the withdrawal amount – 30% (see more details about this below).

Registration Bonuses:

  • Create a dream of $50 – $499 Bonus = $20 will be rewarded. Bonuses do not grow. On hold for 30 days.
  • Create a dream of $500 – $2900 Bonus = $50 will be awarded. Bonuses do not grow. On hold for 30 days.
  • Create dream of $3000 and more Bonus = $100 will be awarded. Bonuses do not grow. On hold for 30 days.

Guiders and Bonuses:

To be a Guider is very simple, you just need to have:
– Only 40 ACTIVE members (completed and confirmed dreams).

Guider’s Bonuses:
Level 1: 5% direct referrals
Level 2: 3% from people recruited by level 1
Level 3: 2% from people recruited by level 2
Level 4: 1% from people recruited by level 3

You might have heard a lot about Bitcoin these days, you will also notice that you earn more when you Provide Help in Bitcoin, but you might not be 100% sure…Join Bitclub Network

  • What is Bitcoin and how does it work?

well, In a nutshell, Bitcoin is a worldwide currency that uses a public ledger system to record transactions being sent from one person to another. This all happens without a central bank in the middle and it’s not controlled by any government, regulating body, individual company, or person.

All transactions are completely transparent and thousands of copies of the ledger are kept across a distributed network of computers with no single point of failure. In other words, Bitcoin is a true decentralized currency that nobody can control and this is why everyone is so excited about it.

Bitcoin works a lot like cash, you receive it instantly when it’s sent and just like cash, once you have possession of it nobody can take it. With Bitcoin there are no refunds or charge-backs. The person you sent Bitcoin to must send it back on their own. There is no way for anyone to get your Bitcoin because you must “push” it to them!

Learn more about Bitcoin Here


Okay, back to CMA – Community Mutual Aid…

CMA – Community Mutual Aid is all about creating and fulfilling each other’s financial dreams. One member of the community creates a dream (this can be anything, buy a house dream, buy a car, pay for school fees, pay up a loan, whatever) when the dream is created another member of the community can fulfil that dream buy helping or contributing toward the dream, this is done selflessly, completely voluntarily without being forced.

In return, the one who is fulfilling a dream will be rewarded with 40% or 50% per month which is frozen for 30 days.

After 30 days the money can be accessed and so in good faith the one who fulfilled a dream can, in turn, ask for his or her dream to be fulfilled.


What Exactly Is Meant By Auto-Re-commitment of 30%?

Here is how it works:

Let’s say you created a dream of R10 000 using local currency(40%) and you decided to withdraw after 60 days, having paid and dream confirmed you will have R19 600 (compounded interest for two months), so after you confirmed that R19 600 was paid to you, the system will automatically create a dream of R5 880 (30% of R19 600), you will have to fulfill that R5 880 dream and keep R13 720.

Note: The system does not automatically deduct the 30% recommitment amount from your compounded interest, you will have to manually and willingly fulfill that auto-recommitment dream yourself.

Important: The R5 880 is not lost as it will also grow by 40% for three months. Should you want to create another dream that will also grow at 40% or 50% if you used bitcoins, you can do so.

This is to make sure that money always circulates within the CMA community members so that the system is not drained, hence the main aim is to Sustain the system and change lives for years to come.


How long can I leave my money to grow in the CMA system?

  • You can leave your money to grow up to 3 months.

On the third month, money left in the system MUST be withdrawn, and if one doesn’t need the money then one can create another dream with the same money.

This is done so the inflow and outflow of money in the system can be balanced.

CMA is not a bank where people can leave money for long but the system stability is dependent on the inflow and outflow of the money in the system and members participation.


CMA Growth Tables:

The below earning tables show a 12 months period, but remember, your money only grows for 3 months, use them as a guide.

CMA – Community Mutual Aid 50% Monthly Compounding Growth in Bitcoin.

CMA Growth Table


CMA – Community Mutual Aid SA – 40% Monthly Compounding Growth in ZAR.

CMA Growth Table


 CMA – Community Mutual Aid Pros vs. Cons

Pros:

  • Free registration, NO activation or monthly fees.
  • Earn 40% to 50% per month.
  • Fast and well-maintained servers.
  • Auto-confirmation when participating in Bitcoins, which means NO more fake proof of payments.
  • Enjoy Speed Bonuses – get rewarded for early confirmations.
  • CMA is all about sustaining the system, no greed to collapse the system.
  • Built-in re-commitment structure to help sustain CMA community.
  • I like the news update feature shown at the top of the site, before you even login to the system.
  • You can create as many dreams as you like, and withdraw from any of the matured dreams anytime.

Cons:

  • If you are a first-time bitcoin user, it might be challenging to understand how to participate in Bitcoins.
  • There are no guarantees at CMA. CMA has no guarantees that money being donated will be received back.

CMA – Community Mutual Aid Listened

CMA Listened

Community Mutual Aid
Sustaining the system, Changing lives.

We all know that greed and poor management are a cause of many peer-to-peer donation exchange program’s down-fall,
even the big and international ones they become stagnant when they don’t pay attention to what their members have to say.

Well at CMA, we listen to members of the community because they are the ones that make the system to stand and be in good health.

We took it upon ourselves to listen to the frustrations of members across the world that are involved in other programs of this nature,
and we built the most powerful, sustainable system to benefit many across the world.

CMA Listened
When members said “we need a limit on deposit and withdrawals” we listened;
– CMA has a limit on both donations and withdrawal and this limit is different for every country.

When members said “guiders are just withdrawing without putting back into the system” we listened;
– CMA has a recommitment of 30% of the withdrawal amount.

When members said “There are too many fake proof of payment attached” we listened;
– CMA has an auto confirm when you participate in bitcoins, we use highly sophisticated blockchain technology to check orders
that are paid by tracking the transaction ID provided by the sender.

Note: This is ONLY possible when participating in bitcoins and NOT local currency as CMA has no authority to interfere in members’ personal bank accounts, but bitcoins is a peer to peer method of payment, its technology is made public for everyone to use,
that is why we HIGHLY RECOMMEND bitcoin transaction on our platform.

Community Mutual Aid
Sustaining the system, Changing lives.

When members said” Support takes long to respond to queries” we listened;
– CMA ensures that it has enough support personnel’s in every country where it operates.

When members said “hackers are hacking accounts and changing banking details to steal money” we listened;
– CMA has high level of security, first of all, the platform is secured with SSL security to protect member’s personal details
they provide on the platform.

Furthermore, CMA developed what is called Secrete Pin that is only known by the holder/member of CMA account and if by any chance the member’s account is compromised, the hacker would require a secret pin to change banking details.

When members said “people become guiders without recruiting and they just enjoy bonuses for nothing” we listened;
– CMA has incorporated a rule that for one to be a guider, that member needs to recruit 40 ACTIVE members to the community first,
then they will become guiders, but if the guider is still lazy and don’t help members, a guider change request can be made by a member.

Notice that the above section is in quotation marks, meaning I quoted what CMA says.

But only time will tell if the above stays true.
I think it will depend heavily on the members of the system to keep it healthy and functioning the way it was designed for years to come.

Let us not forget media, government, and banks as well, they might interfere and try to destroy this system too, like they did in the past with other systems similar to CMA.


CMA – Community Mutual Aid Support:

CMA offers fast great support help and advice on any matters to their members.
You can chat with one of their friendly Online Agents on the CMA main site before you even become an CMA member.
You can also create a support ticket from the inside of your CMA dashboard.

Their social media platforms are:


   How To Register and Join CMA – Community Mutual Aid?


  1. Simply create a free account by clicking HERE.
  2. Set up your account with authentic details.
  3. Verify your account by clicking the verification link sent to the email address you registered with.
  4. Login with your username and password you registered with.
  5. Create a PIN only known by you to further protect your account and keep your PIN safe.
  6. Add your banking details and/or your Bitcoin Wallet address.
  7. Click Dashboard, click Create a Dream and create your dream in Bitcoin or your country’s currency.
  8. Click the Referrals tab, click the Show Referral Link button, grab your own Referral Link and start referring others to CMA and get even more rewards.

CMA – “Sustaining the system, Changing lives.”


Summarised Overview

Name: Community Mutual Aid or CMA
Website: www.cma40.com
Telegram Group: Click HERE to Join CMA
Fees: Free Registration, No Joining or Activation fee.
Currency Used: Bitcoin and other country’s currencies.
Availability: Worldwide
Overall Rank: 92 out of 100
Who it’s for: Newbie – Expert


Community Mutual Aid


Do you have a personal experience with CMA – Community Mutual Aid?
If so, I would love your feedback.

Please feel free to leave a review of CMA below and I will be sure to add it to this page right away.

Also, feel free to use the social network sharing buttons with those you think might find value from this review.

Thanks!


Bitcoin RegardsMusa The Giant Dumakude
Musa “The Giant”
Owner at: BitcoinMusa.com
Email: BitcoinMusa@gmail.com
Join Our Telegram Group: Click HERE to join our Telegram Group


P.S: Registration is now open, Click HERE to Register and Join CMA


 

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2 thoughts on “CMA – Community Mutual Aid Review

  1. Andries Coetzee

    Good evening
    i registered earlier but i did not get an activation email yet.
    i am very much interested in this and would like to start as soon as possible.
    Please send me the activation link to my email at coetzeeernest4@gmail.com.
    thank you very much.
    Regards
    A Coetzee

    1. MusaTheGiant

      Hi Andries,

      Thank you for your comment.

      Try to login with your username and password you registered with, the system will give an option to resend the verification.

      Regards
      Musa

Comments are closed.